Why Truck Repair Coverage Isn’t Optional—It’s Essential
When a truck breaks down, the repair bill is only part of the problem. The real cost includes lost time, missed deliveries, emergency expenses, and damage to your business reputation. Whether you’re an owner-operator or managing a fleet, every hour off the road can impact your bottom line.
At Total360™, we understand what a breakdown really means, which is why our coverage is designed to protect more than just parts—it protects your business.
What a Breakdown Really Costs
1. Repair Costs
- $4,000 – $10,000 or more for aftertreatment system issues (DPF, EGR, SCR)
- $8,000 – $15,000 for transmission or turbo failures
- $20,000+ for full engine replacements
These costs can escalate quickly if parts are delayed or hard to find.
2. Towing and Roadside Assistance
Breakdowns rarely happen near a shop. Towing a Class 8 truck can range from $500 to $2,000 depending on distance and time of day. After-hours rates can increase the cost further.
3. Lost Revenue
If your truck brings in $1,200 per day, even a three-day delay can result in $3,600 in lost income. For fleets, these numbers multiply fast.
4. Impact on Customer Relationships
Delayed deliveries can lead to lost contracts, penalty fees, and long-term damage to your reputation. In competitive industries, one missed load can jeopardize future business.
How Total360™ Helps
Total360™ offers more than basic protection. Our plans are designed to help reduce the full financial impact of a breakdown.
- Covers over 500 components
- Same-day coverage options
- No mileage caps
- Includes towing & optional add-ons for downtime reimbursement.
Our goal is simple: keep trucks on the road and protect the people who depend on them.
The Bottom Line
Breakdowns don’t just cost money—they cost time, opportunity, and trust. Total360™ was built to protect drivers from the true cost of downtime, helping you stay operational and profitable when challenges arise.
Learn more about how Total360™ can reduce your risk and protect your business.
