Truck repairs aren’t just inconvenient—they’re expensive, unpredictable, and can derail your business if you’re not prepared. That’s why truck repair protection matters. But with so much noise in the industry, it’s easy to fall for common misconceptions.
Let’s break down the top myths surrounding truck repair protection—and the facts that every owner-operator, fleet manager, and dealer should know.
Myth #1: “If my truck is new, I don’t need protection.”
Fact: Even new trucks break down, often due to electronic sensors, emission systems, or manufacturer defects. And once your basic manufacturer coverage ends, you’re exposed to thousands in potential repair costs. Total360™ offers flexible plans for new and used trucks, so you’re always protected, no matter your rig’s age.
Myth #2: “My coverage already includes everything I need.”
Fact: Most basic coverage plans only protect major components, like the engine and transmission. But real-world failures often start with aftertreatment systems, turbochargers, cooling systems, and sensors—the expensive, high-failure parts that standard plans often exclude. Total360™ covers 500+ components, ensuring you’re protected where it counts.
Myth #3: “Truck protection plans have too many restrictions.”
Fact: Not all plans are created equal. Total360™ has no mileage caps, offers same-day coverage, and allows you to choose terms from 90 days to 48 months. It’s protection that fits your operation, not the other way around.
Myth #4: “Filing a claim takes forever and rarely pays off.”
Fact: With Total360™, the claims process is fast, clear, and driver-focused. Our team works directly with repair shops and customers to keep things moving. We’re built by people who understand trucking—and built to get you back on the road, fast.
Myth #5: “Truck repair protection is too expensive.”
Fact: The cost of one major repair, like a turbo or aftertreatment system, can easily exceed $6,000 to $15,000. For a fraction of that, Total360™ can provide protection that helps you avoid surprise repair bills and unplanned downtime. It’s not an expense—it’s a smart investment in uptime.
The Bottom Line
Not all truck repair plans are created equal. At Total360™, we’re here to provide clear, comprehensive protection that keeps your truck—and your business—on the road.
Still have questions about coverage?
Let’s talk about a plan that fits your truck and your needs.
