When it comes to protecting your truck, the right level of coverage is about more than price; it’s about value, uptime, and confidence on the road. That’s exactly why Tier 2 is the most selected Total360 coverage option for owner-operators, fleets, and dealers.
It delivers the ideal balance between comprehensive protection and cost control, covering the components most likely to cause costly downtime.
Built Around the Repairs That Actually Happen
Tier 2 focuses on the systems that fail most often and cost the most to repair, including:
- Internally lubricated engine components
- Transmission and differential
- Fuel system components
- Turbocharger and water pump
- Cooling system
- Fan and fan drive assemblies
These are the parts that can take a truck off the road and disrupt your business.
Tier 2 includes protection for major engine internals, drivetrain components, and essential supporting systems, the core of high-dollar repair claims.
The Sweet Spot Between Tier 1 and Tier 3
Tier 1
Covers essential internally lubricated components and major powertrain parts.
Tier 2 (Most Popular)
Adds high-failure, high-cost systems that dramatically reduce out-of-pocket repair risk.
Tier 3
Expands into electrical, aftertreatment, sensors, and advanced systems.
For many customers, Tier 2 provides:
- Significant protection against catastrophic repairs
- Lower overall program cost than full exclusionary coverage
- Strong resale value and transferability
That’s why it becomes the most practical choice for working trucks.
Designed for Owner-Operators and Fleets
Tier 2 is especially popular with:
- High-mileage operators
- Used truck buyers
- Growing fleets
- Cost-conscious businesses
It protects the truck where it matters most — without paying for coverage they may not need.
Confidence Without Overpaying
Breakdowns happen. The difference is whether they become a manageable repair or a business-stopping expense.
Tier 2 helps:
- Reduce unexpected repair costs
- Improve uptime
- Make budgeting predictable
That’s real protection for real working trucks.
